Many of us, myself included, come from a dysfunctional family which adds a lot of weight to the challenges of caregiving. I have read stores on various threads on other topics and decided it would be good to have a thread just for this topic for people to share, vent and discuss.
The idea for this thread originated on the thread named "The Caregiver....How are YOU doing today?"
Tonight, I reminded my step-brother of this history and that I did not understand why no payments had been made since the three of us had agreed that payments would be made on a monthly basis. I told him that in light of this history and as my mother's durable POA that from this point forward, my mother's taxes would be filed married but separate in order to make it clear whose income bears what tax amount. My mother has her own accounts and investments which she made me co-owner of with right of survivorship long ago. My step-father has income from separate sources himself. I also got my step-brother to agree to sign an agreement sheet that as his father's POA, he would pay this debt to my mother and if need be to her estate if she dies before it is paid in full.
My step-brother wanted me to wait until he saw what impact this would have on his father's taxes. I reminded my step-brother several times that because of the amount of the debt of which nothing has been paid that I am moving forward with the request to the CPA for my mother's taxes to be paid married but separate. I could tell by the sound of his voice that he did not like that very much, but however, I did not need his agreement for I was just informing him of my decision.
My step-brother is wrong about one thing though concerning the joint checking account that my step-dad and my mother have. He wants to claim that since my mother has not put any money in the joint account in years that all of the money there belongs only to his dad. I corrected him saying that in the eyes of the law both owners of a joint account have equal access to that account. However, he still wants to view it as belonging only to his dad.
The one thing that I wonder is about his Durable POA. I think there a statue of limitation for activating it by registering it with the register of deeds in NC. If that is so, the current Durable POA is not valid which also means that my step-brother has been writing and signing these checks without the proper authorization. So, I think he is going to have to get another Durable POA drawn up.
When you talk about his Long Term Care, how does that compare to Medicaid? What does it cover? Would Medicaid cover more?
What about the life insurance policy you mentioned a while back. Is that still in force?
What do you mean about LTC forced the spend down on you. What in God's name do you have that needs to be spent down?
Burned: I think you are doing your best to keep your family off the streets. I think your husband is frustrated because it may seem to him that he has no purpose in life. He wants to feel he has some control over his life and it may be that he sees your stress, as you mentioned, and that upsets him two. I think the two are tied together.
Can he get to the bathroom on his own? Can he make himself something to eat? I think it would be wonderful for you to get an outside job and be able to see another part of life.
How much can you earn without losing benefits?
I know I ask a lot of personal questions, but I don't know what I can offer, if anything, if I don't feel I have an understanding of your situation.
If you don't want to answer the questions I have asked, just tell me. I will understand that you just need to vent.
Hugs, Cattails
Is your husband receiving assistance from Medicaid? I remember from the Dys. Family thread there was an issue with a life insurance policy your husband had and the two of you didn't want it to be affected by Medicaid. Is that still the same situation? If so, what kind of life insurance policy is it. If the "cash surrender" value is less than $2,000.00 then I think it could remain in effect with you being the beneficiary.
You are a smart lady. You can handle the handle the form the electric company sent you. Call them if you need help. I've no doubt you can handle it.
Cattails
Claudie, block them from calling you and maybe that would help you. It seems all they r doing is just causing more stress for you. You got enough of that already, so get rid of the negativity if you think it would help.
Burned, have you tried for any public assistants on some of those bills? Like Family & Children Services or maybe churches can direct you toward a path for finacial help on the utility bills? I know the Salvation Army if you have one use to help out with bills if they have the funds. All you can do is give it a shot and all they can say is No. Maybe someone else knows some other resources that could help you out.
Margeaux
Thank for the support and understanding, everyone. I am so glad the weekend is over. I am reaping benefits in terms of being more relaxed, and also due to hearing from cousins who want to keep contact. I feel blessed by this. For too long I have been isolated from the "healthy" branches of the family. It is another result of being a child of a dysfunctional branch (there are more than one). My mother's sister, and brothers were the nicest people you could meet, and it was so good for me to be able to be with their offsoring. I can identify with how they approach life, which I can't when it comes to my mother and sister.
I am wondering if anyone can relate to being in an ongoing state of tension/ stress, always, waiting for the "other shoe to fall. Even in between episodes, I know that sooner or later there will be more craziness, and I am expecting it to happen - and - it always does. So I live with a degree of tension, which I am sure is not healthy. It may be part of the PTSD, and, if anyone has any ideas about getting rid of it, I welcome them. I think 'positive self-talk" is one. For example, telling myself that there have been X days without craziness, and beng thankful for that.
It is a beautiful morning here - sunny and 55 going up to 77. That is just about right for me. Unfortunately I also have a trip to the dentist, but that is what I call "necessary pain". It is all the" unnecessary pain" that is hard to take. It seems like such a waste.
((((((hugs))))) to all
Joan
My therapist recommended that I draw up a contract concerning the money my step-dad owes to my mother that she paid on his past-due taxes, penalties and CPA expenses when I cleaned up that mess from 2004-2009 after it came to my attention in 2009. I really should have had those returns filed married but separate and I would not be in this mess of my step-dad owing my mother money that came from her and my joint account to pay his part of taxes. He said that I needed to draw up the contract for my step-dad and his son who is his POA stating that he owes my mother this money and as her POA as well as the executor and sole beneficiary of her estate, I want to keep her estate in tack. Thus, I want a monthly payment to my mother of whatever amount they chose until this $32,000+ is paid off. Just in case, one dies before the other and the debt is not paid, I need to state in the contract that if my mother were to preceded my step-dad in death that this debt would be owed to her estate or if my step-dad preceded my mom in death this debt would be owed to my mother from his estate. He said if your step-brother and step-dad will not sign this, then just forget it. He also suggested that I just call up my step-brother who continues to drag his feet about the 2011 tax return, tell him I am going on and filing my mother's return as married filing separately and wish him a good day for his dad and those taxes are now his full responsibility.
I have a desk with my computer and huge screen. One wall is filled with all of the stuff related to Tae Kwon Do that I once did. Another wall is filled with diplomas and certificates. A third wall is full of shelves with my books and I have my special chair for me to read in with a ceiling fan overhead. The other wall is where the door is and the window with the AC.
As for your mom, she mention that, "she was NOT doing what they wanted her to do and she is on their bad side? What exactly is she talking about? Is she making this up? You may have to put up a camcorder or monitor to check things out.
As for the CNA telling you to, "deal with it." That sure does not sound too professional.
Since this has happen twice withing a week, I would make a physician phone call and see if he is aware of this odd behavior. Their can be a number of things that can triggor odd behaviors and that is where the dr should have been follow up on her changes by the CNA. Of course, that is what I would think.
You know that a CNA can get burned-out just like us and she had overlooked forgot to report any behavioral changes to your mom's physician. I would call the physician so that he is aware to find out what is going on with your mom.
As for considering putting your mom in a NH, that will be up to you when you think you can no longer help your mom and manage your life as well. Only you will know when that time is right.
I am glad that you n your wife got to enjoy a nice meal n y'all probable had a nice drive back n forth. Hey, appreciate every little minute you get and enjoy life.
We made a short visit with my step-dad who has not been able to see my mother since Friday with his helper gone. His step-son took him on a trip over the weekend in order to keep an eye on him. He was glad to hear that we had visited my mom but did not ask how she was doing which is what he usually says. Maybe he is finally seeing just how demented she has become. However, he also seems to think that there is some magic wand that will make my mother all better and if I keep in contact with her more, then she will clear up. Sad wishful thinking.
My wife and I went out for a nice meal before driving home. I'm presently in my "Man Cave"