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Who are you caring for?
Which best describes their mobility?
How well are they maintaining their hygiene?
How are they managing their medications?
Does their living environment pose any safety concerns?
Fall risks, spoiled food, or other threats to wellbeing
Are they experiencing any memory loss?
Which best describes your loved one's social life?
Acknowledgment of Disclosures and Authorization
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington. Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services. APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid. We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour. APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment. You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints. Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights. APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.I agree that: A.I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information"). B.APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink. C.APFM may send all communications to me electronically via e-mail or by access to an APFM web site. D.If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records. E.This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year. F.You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
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Mostly Independent
Your loved one may not require home care or assisted living services at this time. However, continue to monitor their condition for changes and consider occasional in-home care services for help as needed.
Remember, this assessment is not a substitute for professional advice.
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If you are joint on a credit card with your parents and he/she develops dementia and starts racking up debt on the card...you are responsible for that debt (as well as they) and it trashes your credit rating. Demented elders rack up debt all the time (just search for the posts on this forum). Please don't do this...it's not a good idea at all for any reason.
Please don;t.. once they start watching shopping shows you are screwed One of my DDs exboyfriends grandmother got hooked on QVC. When they cleaned out her house they found tons of stuff, not even opened. She was bored and shopped all day. We got tons of jewelery and designer purses,, they could not return them . Nice for us and their friends but not so nice for the bills. She could luckily afford them all, and the estate did, but really she had no idea what she was doing. If this had been on his parents they would have been truely hurting. You need to think ahead here
Can you tell us a bit more about why you would be doing this, what sort of purchases your parent would be making, how they would pay for these purchases? Because it matters. For instance: Your Dad is on your card, let us say, and he buys a new car for 30,000.00. Then he writes you a check for 200.00 a month to pay for this car. This would not be a good thing. It could look as though your Dad is gifting you 200.00 a month. So in an instance like that you would need to see an elder law attorney and get a good contract written. So much depends on the use of this. Your Dad being on this card and buying a six pack of ensure, then reimbursing you by cash or check would not be questioned; large sums WOULD be. And it could end in a mess. As with all questions that have to do with insurance, with IRS and legalities you should pass the question by either medicare itself (1-800-medicare and have a good book as you will be on line waiting a LONG time.) or run it by an elder care attorney. Good luck. And by the by, this is not something I would do. If your parent has a "wish list" say, on Amazon, or some such, you can easily make the purchase and have it delivered to your parent. If your parent has no card, there may be a reason they do not? I would just handle this on my own. A call to arrange a store account with your local grocer can work well for food delivery.
Adding an authorized to a credit card does not affect your credit limit and does not make them liable for the debt. They get to use the credit and only you still have the debt. It does not affect Medicaid eligibility. Don't overthink this one folks.
No, it won't effect Medicaid for them but you will be responsible for the debt. It will effect your credit if you don't make the payments on time or skip payments. I wouldn't do it. The best thing my Mom did when Dad died was to get rid of her credit cards. If she couldn't pay cash, she didn't buy it.
By proceeding, I agree that I understand the following disclosures:
I. How We Work in Washington.
Based on your preferences, we provide you with information about one or more of our contracted senior living providers ("Participating Communities") and provide your Senior Living Care Information to Participating Communities. The Participating Communities may contact you directly regarding their services.
APFM does not endorse or recommend any provider. It is your sole responsibility to select the appropriate care for yourself or your loved one. We work with both you and the Participating Communities in your search. We do not permit our Advisors to have an ownership interest in Participating Communities.
II. How We Are Paid.
We do not charge you any fee – we are paid by the Participating Communities. Some Participating Communities pay us a percentage of the first month's standard rate for the rent and care services you select. We invoice these fees after the senior moves in.
III. When We Tour.
APFM tours certain Participating Communities in Washington (typically more in metropolitan areas than in rural areas.) During the 12 month period prior to December 31, 2017, we toured 86.2% of Participating Communities with capacity for 20 or more residents.
IV. No Obligation or Commitment.
You have no obligation to use or to continue to use our services. Because you pay no fee to us, you will never need to ask for a refund.
V. Complaints.
Please contact our Family Feedback Line at (866) 584-7340 or ConsumerFeedback@aplaceformom.com to report any complaint. Consumers have many avenues to address a dispute with any referral service company, including the right to file a complaint with the Attorney General's office at: Consumer Protection Division, 800 5th Avenue, Ste. 2000, Seattle, 98104 or 800-551-4636.
VI. No Waiver of Your Rights.
APFM does not (and may not) require or even ask consumers seeking senior housing or care services in Washington State to sign waivers of liability for losses of personal property or injury or to sign waivers of any rights established under law.
I agree that:
A.
I authorize A Place For Mom ("APFM") to collect certain personal and contact detail information, as well as relevant health care information about me or from me about the senior family member or relative I am assisting ("Senior Living Care Information").
B.
APFM may provide information to me electronically. My electronic signature on agreements and documents has the same effect as if I signed them in ink.
C.
APFM may send all communications to me electronically via e-mail or by access to an APFM web site.
D.
If I want a paper copy, I can print a copy of the Disclosures or download the Disclosures for my records.
E.
This E-Sign Acknowledgement and Authorization applies to these Disclosures and all future Disclosures related to APFM's services, unless I revoke my authorization. You may revoke this authorization in writing at any time (except where we have already disclosed information before receiving your revocation.) This authorization will expire after one year.
F.
You consent to APFM's reaching out to you using a phone system than can auto-dial numbers (we miss rotary phones, too!), but this consent is not required to use our service.
So much depends on the use of this. Your Dad being on this card and buying a six pack of ensure, then reimbursing you by cash or check would not be questioned; large sums WOULD be. And it could end in a mess. As with all questions that have to do with insurance, with IRS and legalities you should pass the question by either medicare itself (1-800-medicare and have a good book as you will be on line waiting a LONG time.) or run it by an elder care attorney.
Good luck.
And by the by, this is not something I would do. If your parent has a "wish list" say, on Amazon, or some such, you can easily make the purchase and have it delivered to your parent. If your parent has no card, there may be a reason they do not? I would just handle this on my own. A call to arrange a store account with your local grocer can work well for food delivery.
It may confuse the debts and assets for Medicaid if they are on one of your accounts.